Mortgage

Model a monthly mortgage payment

Compare principal and interest, escrow costs, PMI, and payoff acceleration in one view.

Assumes a standard amortized fixed-rate loan and monthly escrow inputs.

Calculator

Estimate a mortgage

Switch between home price and direct loan principal, then adjust extras like property tax, insurance, PMI, and extra monthly payment.

Mortgage inputs

Start with a home price or direct loan amount.
$

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%

yrs

$

$

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Mortgage results

Monthly payment, lifetime cost, and payoff timing.

Results update automatically.
Monthly principal + interest $0.00

Scheduled monthly total: $0.00

Actual monthly outlay
$0.00
Loan amount
$0.00
Total interest
$0.00
Total lifetime cost
$0.00
Monthly property tax
$0.00
Monthly insurance
$0.00
Monthly PMI
$0.00
First payment principal
$0.00
First payment interest
$0.00
Payoff time
0 months
Total payment count0 payments
Time saved with extra payment0 months

Assumes a fixed-rate amortized mortgage, monthly escrow costs, and full completed monthly payments.